It’s not pleasant to think about losing someone you love, so we rarely think about the need to have life insurance. But why compound emotional stress with financial difficulties. Without your income, would your family have to move to a smaller home? Would your kids have to give up their dreams of college? Would your spouse have to keep working long past retirement age? An individual term life insurance policy from Blue Cross and Blue Shield of Georgia can protect your family from these hardships by replacing your lost income.