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BCBSGA Overview
Health Insurance
Spending Accounts
Dental Insurance
Vision Insurance
Life Insurance
Georgia Individual and Family Health Plans
Blue Cross and Blue Shield of Georgia offers a choice of two provider networks: BlueChoice
SM
Preferred Provider Organization (PPO) and Blue Open Access Point of Service (POS). The Blue Open Access POS network usually offers a lower premium with the same flexibility as our BlueChoice PPO network. Like the BlueChoice PPO network, you are not required to choose a primary care provider or to obtain referrals. Plus, you have access to network providers across the country and worldwide through the BlueCard® program.
All of our plans provide you with 100% coverage for preventive care. To see detailed information about our plans, click the button to visit our interactive plan shopping tool. There you can compare plan benefits and rates, get an instant personalized quote, and even apply online.
Shop, Quote, Apply Online
Premier Plus
Plans with the highest level of medical benefits we offer
Robust benefits for both routine and unexpected medical care.
Unlimited number of doctors’ office visits for various covered services. You will be responsible for a predictable copayment, even if you haven’t satisfied your deductible.
Annual vision screening exam with copayment.
Maternity option is available on deductibles of $2,500 or higher.
Brochure - POS
Brochure - PPO
Apply By Mail
SmartSense
SM
Plus
Covers the essentials and more at some of our lowest monthly rates
Choose from a range of deductibles and co-insurance levels to change the plan to better meet your needs.
Immediate coverage with predictable copayments for the first three doctors' office visits, per plan member, per calendar year.
Choice of prescription drug coverage options.
Brochure - POS
Brochure - PPO
Apply By Mail
ForwardFocus HSA
Traditional health care coverage with added financial flexibility
Can be paired with an optional Health Savings Account (HSA) for more flexibility and potential tax advantages.
Simple policy-level deductibles means that any covered member on the policy can contribute to some or all of your deductible.
Maternity option is available on deductibles of $2,500 or higher
Brochure
Apply By Mail
Tonik®
Straight up, affordable coverage tailored to protect young adults from unexpected medical expenses
Covers at least four office visits per year before deductible, with a simple copay per visit.
Immediate coverage (no deductible) for generic prescription drugs.
Includes some dental and vision benefits.
Brochure
Apply By Mail
This information is not your policy and is intended as a brief summary. If there is any difference between this page and the policy, the provisions of the policy shall control.
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