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If you don't get medical coverage through your employer, you can still buy Individual and Family health insurance directly from an insurer, like BCBSGA. Or you can buy it on a new state or federal Health Insurance Marketplace (also called a "Health Insurance Exchange.") Either way:
Whether you choose an BCBSGA plan offered through the Health Insurance Marketplace or direct through BCBSGA, we have great plan options for you!
You may qualify for tax credits to help lower the cost of your monthly premium. You may also qualify for subsidies, which can reduce the amount you pay for health care services. The amount of financial help you could receive is based on your income, family size and health care expenses where you live.
Determine if your current plan is "grandfathered" or "non-grandfathered."
If you have a grandfathered individual or family health insurance plan, here's what you need to know:
3 reasons to keep your grandfathered health plan:
If you have a non-grandfathered individual or family plan, you must make a choice by 2014:
3 reasons to choose a new plan:
Need help deciding?
Watch this interactive video and get helpful tips on what to look for while shopping
Learn more about how the new health care reform law affects you
See if you qualify for help paying for your health coverage
Need help deciding if you should keep an existing plan?
If it’s not an emergency (and you can’t get to your regular doctor) - there are other options for fast, more affordable care.